AOW Faktoring S.A.

AOW Faktoring S.A. is an independent factoring company established in 1993, providing factoring services to micro, small and medium-sized enterprises. It is one of the oldest companies in the receivables management sector and one of the first independent factoring companies. AOW's offer is flexible and transparent. It provides immediate access to funds temporarily tied up in trade credit granted to customers. The offer includes non-recourse, recourse, purchase order and export factoring. The company's services are used by businesses from all over Poland. Advantages of the AOW Faktoring offer compared with other offers on the market:
- no minimum turnover is required;
- invoices of a single buyer only can be financed;
- no additional fees are charged for credit assessment of existing and new trading partners;
- the client submits the invoices it wants to finance;
- funds are paid out immediately after the documents are delivered and confirmed;
- financing is also available for overdue invoices;
- the agreement is adjusted individually for each buyer;
- clear method of calculating the commission on invoices submitted for financing, with no additional costs;
- online access to reports and agreement information;
- complete receivables management service;
- quick response to arising problems, with most decisions made on the same day;
- no initial fees, no upfront fees, and no fees for agreement extension, application processing, audit, unused limit or termination of cooperation;
- the agreement can be terminated with 14 days' notice;
- the agreement is adjusted as turnover grows and the period of cooperation increases.